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Free Planning Tool

Asset Protection Trust
Cost Calculator

A trust is rarely a plan by itself. Enter your details to estimate the cost of a coordinated plan — the trust plus the other tools and the tax planning that have to work together — with a line-by-line breakdown.

5–7 Minutes
No Obligation
Florida-Focused
No Data Stored
Step 1 / 7
Asset Value

What Actually Drives the Cost of a Real Asset Protection Plan?

Most cost guides price a single document. But protection comes from a set of tools working together — the trust, the entities that hold your assets, the way it's all titled, and the tax treatment of each piece. Think of the difference between buying a hammer and getting the full blueprint for the build. Our attorneys draw on 70+ planning tools; this calculator estimates the cost of coordinating the right ones for you.

General estimates only · Not legal or tax advice · See disclaimer below

You Enter Real NumbersAsset value, property count, and entity count feed directly into the formula.
A Plan, Not One DocumentThe estimate covers the coordinated set of tools your situation calls for — drawn from the 70+ we use.
Tax Impact ConsideredMost tools ignore taxes. This one flags the income, estate, gift, and reporting effects of your structure.
Setup + Ongoing, Line by LineSee each factor's contribution to setup and to annual maintenance — not just a single number.

This tool is for general educational purposes only and does not constitute legal advice.

Step 1 of 7 — Numeric Input
What is the approximate total value of assets you want to protect?
Include real estate equity, business interests, investment accounts, and cash. Round estimates are fine — you can be precise or approximate.
Please enter an asset value greater than $0 to continue.
$
total assets
$0$500K$1M$2.5M$5M$10M+
Step 2 of 7 — Select + Numeric Inputs
Which types of assets do you hold?
Select all that apply. Property and entity counts will appear inline — they directly affect the cost estimate.
Please select at least one asset type to continue.
ℹ️
Note on retirement accounts: ERISA-qualified accounts (401k, employer plans) already carry federal creditor protection in most situations and typically cannot be placed in an APT without adverse tax consequences. They are excluded from this calculator for that reason. IRAs have partial protection under Florida law.
Real Estate
Primary home equity, rental properties, commercial real estate
How many real estate properties do you own or plan to protect?
1
Each property adds deed transfer work ($1,200–$2,800 per property).
Business Interests
Ownership stakes in LLCs, corporations, or partnerships
How many business entities do you hold interests in?
1
Each entity may require operating agreement coordination ($1,500–$3,500 each).
Investment Accounts
Brokerage, stocks, bonds, ETFs
Cash & Bank Accounts
Savings, CDs, money market
Intellectual Property
Patents, trademarks, royalties, digital assets
Other Assets
Collectibles, vehicles, crypto, miscellaneous
Step 3 of 7 — Qualitative (Biggest Cost Driver)
What level of protection structure are you considering?
This is the single largest variable in plan cost — and the centerpiece the rest of the plan is built around. If you're unsure, your attorney will help determine what's appropriate for your situation.
Please select one option to continue.
🌴
Florida note: Florida does not have a self-settled Domestic Asset Protection Trust (DAPT) statute. Florida residents who want DAPT protection typically establish trusts in Nevada, South Dakota, or Ohio — which adds cost due to out-of-state registration, trustee fees, and compliance.
🏛️
Florida Domestic Structure (LLC + Trust)
Florida LLC holding company coordinated with a revocable or irrevocable trust. Does not use DAPT statute — relies on LLC charging order protection and trust planning.
Lower Cost
🇺🇸
Out-of-State DAPT (Nevada / South Dakota / Ohio)
Self-settled Domestic APT in a DAPT-friendly state. Requires registering trust out of state, an in-state trustee, and ongoing compliance in that jurisdiction.
Moderate Cost
🌍
Offshore APT (Cook Islands / Nevis / Cayman)
Highest level of creditor protection. Requires a foreign trustee, IRS Form 3520 annual reporting, significant setup work, and ongoing international compliance costs.
Higher Cost
Not Sure — Need Guidance
Use the midpoint range as a planning estimate. An attorney will assess which structure fits your situation.
Midpoint Estimate
Step 4 of 7 — Qualitative
What is your primary liability concern?
Your risk profile is inherently qualitative. Select the option that best describes your situation.
Please select one option to continue.
🩺
High-Liability Profession
Physician, attorney, contractor, financial advisor, or similar licensed professional
🏢
Business Owner / Entrepreneur
Concerned about business debts, contracts, and operational liability
⚖️
Active or Anticipated Litigation
Currently in a dispute or expecting legal challenges — urgency applies
🛡️
General Wealth Preservation
Proactive planning — no specific current threat
Step 5 of 7 — Qualitative
What planning structures do you currently have in place?
Existing structures may reduce setup work or need to be integrated with the new trust. Select all that apply.
Please select at least one option to continue.
Will
Last will and testament
Revocable Living Trust
Existing family trust
LLC / Corporation
Formal holding or operating entity
Umbrella / Liability Insurance
Personal or professional coverage
Family Limited Partnership
FLP or other partnership structure
None in Place
Starting from scratch
Step 6 of 7 — Qualitative
What is your planning timeline?
Urgency affects attorney scheduling and the level of review involved. Expedited work typically carries a premium.
Please select one option to continue.
🔴
Immediately / Urgent
Need protection in place as soon as possible — litigation or immediate threat present
Expedited Premium Applies
🟡
Within 1–3 Months
Planning actively underway, some urgency but not immediate crisis
Standard Timeline
🟢
3–12 Months
Proactive planning with adequate lead time
Standard Timeline
🔵
Just Exploring
Research phase, no firm timeline yet
Standard Timeline

Your answers are not stored, transmitted, or shared with anyone.

Step 7 of 7 — Qualitative (Shapes the Plan & Tax Strategy)
What is the primary goal of this plan?
A plan built only to block creditors looks different from one built to also pass wealth to your family efficiently. Your goal drives which tools get coordinated and which tax issues matter most.
Please select one option to continue.
🛡️
Protect Assets From Creditors & Lawsuits
Shielding what you've built is the main objective. Tax focus: income-tax neutrality and accurate reporting.
👪
Pass Wealth to My Family Efficiently
Getting assets to children or heirs with the least tax and friction. Tax focus: estate, gift, and basis planning.
⚖️
Both Protection & Family Legacy
Coordinate creditor protection with an efficient transfer to the next generation.
Most Comprehensive
🏢
Protect & Transition a Business
Succession, partner protection, and shielding business value. Tax focus: entity structure and transfer planning.

Your answers are not stored, transmitted, or shared with anyone.

✔ Last Step

Unlock My Personalized Cost Estimate

Enter your details to reveal your line-by-line breakdown. We'll only use this to share your estimate and follow up if you'd like to talk.

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✔ Your Estimate Is Ready

Ready to Understand Your Specific Options?

This estimate reflects general cost ranges based on your inputs. A 15-minute intro call with A.J. Yolofsky helps clarify which structure actually fits your situation — with no obligation to proceed.

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Your General Cost Estimate

Based on asset value, property/entity counts, structure type, and qualitative factors

$ – $
Estimated Setup Cost
One-time legal fees to establish the trust structure
Estimated Annual Maintenance
Ongoing trustee fees, tax filings, periodic review
Annual Maintenance Includes:
Setup Cost Calculation — Line by Line
Case Complexity

What Is Typically Included in the Setup Engagement

    Your Inputs at a Glance

    What This Estimate Actually Buys: Your Coordinated Plan

    A trust on its own rarely protects anything. These are the pieces that have to work together for your situation.

    tools coordinated
    of 70+ we use
    Competing cost guides price a single document — a hammer. Yolofsky Law designs the whole build. Based on your inputs, your plan would likely coordinate the components below. The setup estimate above reflects coordinating these pieces, not just drafting a trust.

    Tax Impact & Coordination

    The piece no competing calculator shows: how your structure interacts with income, estate, gift, and reporting rules — in plain terms.

    🌴
    Your Florida advantage: Florida has no state income tax and no state estate or inheritance tax — so the planning below focuses on federal treatment and, where relevant, the rules of any out-of-state trust.

    What Happens After Your Intro Call

    Yolofsky Law's three-step planning process

    1
    Schedule an Intro CallIn 15 minutes we discuss your needs and confirm whether we're the right fit.
    2
    Strategize & ImplementWe develop and execute a tailored plan based on your goals, assets, and risk profile.
    3
    Peace of MindYour plan is in place. Focus on your family and business with confidence.
    ⚠ Important Disclaimer

    This tool provides general educational cost ranges and tax information for informational purposes only. It does not constitute legal or tax advice, nor does it establish an attorney-client relationship. The tax notes are general summaries of federal rules in effect for 2026 (including the $15 million federal estate and gift tax exemption per individual) and the absence of Florida state income and estate tax; they are not a tax opinion, do not address your specific facts, and tax law is subject to change. Actual legal fees vary significantly based on the specific facts of your situation, the complexity and type of structures required, applicable Florida and federal law, the state chosen for trust formation, and the professional judgment of the attorney involved. Setup cost estimates reflect general market ranges and are not a quote or commitment by any firm. Annual maintenance figures are approximate and will vary based on trustee, jurisdiction, and tax filing requirements — offshore trusts require IRS Form 3520 / 3520-A filing which carries its own costs and penalties for non-compliance. Asset protection planning involves complex legal, tax, and compliance considerations. Consult a qualified Florida-licensed attorney and your own tax advisor before making any planning decisions. Yolofsky Law, P.A. is licensed to practice law in the State of Florida.